How to Transfer Car Ownership in Dubai: The Complete 2026 RTA Guide

How to Transfer Car Ownership in Dubai: The Ultimate 2026 RTA Guide

Buying a used car in the UAE is an exciting experience. Whether you have just found a bargain on Motarey.com or are handing your keys over to a new owner, the final hurdle is the official paperwork.




Many buyers and sellers find the RTA car ownership transfer process confusing. How much does it cost? Where do you go? What documents do you need?

At Motarey, we make buying and selling cars easy. This guide covers everything you need to know to transfer vehicle ownership in Dubai quickly and legally.


Before You Go: The Pre-Transfer Checklist

Before you drive to the RTA center, you must clear a few hurdles. If these aren't sorted, the transfer will be rejected.

  •  Clear All Traffic Fines: The seller must pay all outstanding fines on the vehicle. This includes Dubai Police fines and RTA fines.
  •  Clear Salik Dues: ensure there are no negative balances on the Salik tag.
  •  Mortgage Release (If applicable): If the car was bought via bank finance, the loan must be paid off, and the bank must electronically release the mortgage to the RTA.
  •  Residency Visa: Both buyer and seller must have a valid UAE residency visa and Emirates ID.
Pro Tip: Looking for a car with zero complications? Browse our verified Used Cars with GCC Specs on Motarey.com today.

Documents Required for Car Ownership Transfer

To ensure a smooth transaction, have these documents ready in physical and digital formats:

For the Seller:

  • Original Emirates ID.
  • Original Mulkiya (Vehicle Registration Card).
  • Passport with Residence Visa (if ID is under process).
  • Original License Plates (if the buyer is not keeping them).

For the Buyer:

  • Original Emirates ID.
  • Valid UAE Driving License.
  • Car Insurance Policy: This is crucial. The insurance must be active in the buyer's name before the transfer is finalized. You can often transfer the existing policy, but buying a new one is usually faster.


Step-by-Step: The RTA Transfer Process

Follow these steps to complete the transfer in under an hour.

     The Vehicle Technical Inspection (Passing)

      Before a car can be transferred, it must pass a roadworthiness test.

  • Go to an Authorized Testing Center (Tasjeel, Shamil, or Wasel).
  • Request a "Vehicle Test for Registration Renewal/Transfer."
  • Cost: Approx. AED 170.
  • Note: If the car fails, the seller must repair the issues and re-test.

2. Purchase Insurance

Once the car passes, the buyer must arrange insurance. This can often be done at the typing centers inside the Tasjeel/Shamil facility or online. The insurance must be uploaded to the RTA system electronically.

3. Visit the RTA Counter

With the "Passed" certificate and insurance ready:

  • Both Buyer and Seller must approach the registration desk.
  • Hand over the old license plates (if changing numbers).
  • Pay the transfer fees.
  • The Seller receives a refund for the remaining months of the old registration (if applicable).
  • The Buyer receives the new Mulkiya (Registration Card) and new number plates.


How Much Does it Cost to Transfer Car Ownership?

Budgeting is key. Here is a breakdown of the estimated costs involved in the transfer process in Dubai.

Service Estimated Cost (AED) Who Pays?
Vehicle Inspection (Test) 170 AED Usually Seller
Transfer Fee (Light Vehicle) 350 - 400 AED Buyer
Selling Fee 50 AED Buyer
Knowledge/Innovation Fee ~20 AED Buyer
New Number Plates 35 - 500 AED (Depends on style) Buyer
New Registration Card 400 AED Buyer

Note: Prices are subject to change by the RTA. Always carry extra cash or a card.


Special Section: Transferring Number Plates

At Motarey.com, we know that for many car enthusiasts in the UAE, the number plate is as important as the car itself.

Keeping the Plate:

If the seller wants to keep their special number plate, they must request an "Ownership Certificate" for the plate. The RTA will hold the plate in the seller's file (usually for a fee).

Selling the Plate:

If you are buying a car specifically for its VIP Number Plate, the transfer process is similar, but ensure the sale agreement specifies that the plate is included in the price.


Frequently Asked Questions (FAQs)

While you can renew registration online, a full ownership transfer usually requires the physical presence of both parties at an authorized center to verify identities and sign the transfer. However, some services are becoming available via the Dubai Drive app if you have UAE Pass.
The most popular centers are Tasjeel (ENOC stations) and Shamil (Eppco stations). You can find them in Al Barsha, Al Qusais, and Al Aweer Automarket.
Yes, but you must find a buyer willing to pay off the loan first, or a "Seller Agreement" must be made where the buyer pays the bank directly to release the mortgage.

Ready to Buy or Sell?

Now that you know how the process works, it's time to find your next ride.

Selling?

List your car on Motarey.com to reach thousands of serious buyers in Dubai, Abu Dhabi, and Sharjah.

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Buying?

Search our inventory of verified Used Cars in Dubai and find a deal today.

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